Cashless society

[againsthegrain]

Just bought another truck recently.
Asked the owner how do you want to be paid EFT or cheaue.
The later he said. I'll just take the cheque to the bank and there will be no problems.
After reading these two horror stories i am glad he went with the cheque.
Had it cleared the same morning and I drove off with the truck.
Two happy chappies.

I wanted to transfer 120k~ from my account at cua at their branch to another aussie bank, they told me can do 100k max in branch... but I can call the call centre and do it over the phone for over 100k once a supervisor in the call centre authorises me... what a load of crap I know this would be a offshore call centre. I already know how this story can go. Sorry sir wrong account was specified by you over the phone, the recording is unavailable however to check. The transaction is on hold pending review. In the branch you can see on paper have a paper receipt and verify the recipients bsb and account number, all civilised without the need to call india. Anyway funny they didn't have a limit on a bank cheque so I got one and waited a few days to clear no issues.

This particular system made no sense

 

[Value Collector]

Daughter just back from US... she used a debit card; said for services, tipping was inbuilt, and given the options of 18%, 20% or 22 per cent.

Also employees are so old; flight attendants in their 60s, at hotel and food outlets some into their eighties

Yep, they have the suggested tips on the dockets.

Yes, that’s also true the service industry is full of older people, it’s not uncommon to see older fad food workers, Disney highest heaps of older workers too, I saw a lady clearing tables that the wife and thought was at least very late 70’s maybe 80.

 

[Value Collector]

The worst aspect of tipping in the USA is that it has turned from a payment for good service to a service wage top up that is paid regardless of the service.

The US would be better served to have a higher minimum wage and allow tipping to go back to its original intended purpose.

I am not sure that it’s ever been considered to be just for good service, tipping in the USA has always been expected and a large part of the wage for people in the hospitality. Hence why they have minimum tips, for good service you give a big tip, for mediocre service you give the minimum. For really, really awful service they suggest leaving 2 pennies, that’s the sign that you weren’t happy with the service. If you simply leave nothing they will just think your rude or ripping them off.

What is getting. Out of hand though is more industries are beginning to ask for tips where you wouldn’t traditionally pay a tip, such as fast food places.

 

[Value Collector]

Essentially a GST that the server *may directly get. I'm skeptical however, probably gets shared out evenly (or some portion thereof).

Yes, tips are normally broken up between both front of house and back of house staff using a formula.

 

[sptrawler]

I am not sure that it’s ever been considered to be just for good service, tipping in the USA has always been expected and a large part of the wage for people in the hospitality. Hence why they have minimum tips, for good service you give a big tip, for mediocre service you give the minimum. For bad service they suggest leaving 2 pennies, that’s the sign that you weren’t happy with the service. If you simply leave nothing they will just think your rude or ripping them off.

What is getting. Out of hand though is more industries are beginning to ask for tips where you wouldn’t traditionally pay a tip, such as fast food places.

It is just another indirect tax on the taxpayer, to subsidise business, they should just raise the minimum wage and increase gst to cover it.
But then it would be like Australia, it wouldn't be the wonderful land of the free and the land of opportunity. ?

 

[Value Collector]

It is just another indirect tax on the taxpayer, to subsidise business, they should just raise the minimum wage and increase gst to cover it.
But then it would be like Australia, it wouldn't be the wonderful land of the free and the land of opportunity. ?

Generally, the prices in restaurants are cheaper than they otherwise would be, because they know the tips are paying a chunk of the staffs wages.

I find the service in the USA to be pretty good, and if you leave a decent tip you often get some freebies, for example I went to pick up some take out at a restaurant when I was in Omaha, and was waiting at the bar while they cooked it, and the girl gave me a free coke while I waited and thanked me for the “good tip” I had selected the 25%.

Other times if you buy 2 or three beers and leave decent tips the bar tender might give you a free one, etc.

Some places give “free” services like free drinks at casinos or free valet parking but you are expected to tip the worker that brings the drink or parks the car.

 

[farmerge]

Just go to show when we need money to survive, we will have to work regardless of age. Unlike some people living in this Great country loves to sponge the centre link for money.

Hmmm Rabbito what group comes to mind then.

 

[Rabbithop]

Tipping is consider a must in some countries esp in USA due to lower wages, also in HKong, China etc. However, lots of us living in this Great country receiving good wages that tipping is unnecc but only do it when we feel the Service is excellent thus Aussies have bad reputation as poor tipper overseas!. Most tourists places eg hotels, restaurants, Cruises, ADD onto the bill 10% or 15% Service charges to save customers paying without tipping. This is a normal etiquette for years.
I am a tipper since my working days many years ago from overseas but had to learn Not to tip in this country. What I am truly annoyed is having compulsory charged in advance for services when I am not receiving a good service eg with tour guides or rude waiters.
On the other hand, when I received good services n tipping the servers, I felt like I am getting ripe off having charged 10 -15% service already.
Have you ever consider that when they come over to Australia, they leave a tip for our workers when served, this is the etiquette way they are brought up EXCEPT they have been told, tipping is Not necc in this country.

 

[Rabbithop]

Hmmm Rabbito what group comes to mind then.

I have been retired for more 30 odd yrs now so there may be some changes since then..there was heavy discussion by political parties, trying to do without weekend penalty rate for weekend workers. Someone asked me, would I work on weekend without penalty rate..my answer shocked others...YES, if I need the money to survive n if weekend are the days that I can work. Their disgruntled answers were, what about sports n time to spend with family on weekends..these were their excuses that they have to be compensated!
Overseas travellers or most migrants workers experienced no penalty rates for weekend, holidays, public holidays and coming over here to work is like a breeze, their choices would be to work on weekend or night shift for the same amount of 8 yrs work, u r earning more money than those working on weekdays at 9 to 5.

 

[JohnDe]

I am not sure that it’s ever been considered to be just for good service, tipping in the USA has always been expected and a large part of the wage for people in the hospitality. Hence why they have minimum tips, for good service you give a big tip, for mediocre service you give the minimum. For really, really awful service they suggest leaving 2 pennies, that’s the sign that you weren’t happy with the service. If you simply leave nothing they will just think your rude or ripping them off.

What is getting. Out of hand though is more industries are beginning to ask for tips where you wouldn’t traditionally pay a tip, such as fast food places.

'It's the Legacy of Slavery': Here's the Troubling History Behind Tipping Practices in the U.S.​

These days, the expectation at U.S. restaurants that diners will tip their servers is a key part of the culinary economy: tips subsidize a server or bartender’s salary at the vast majority of the nearly 650,000 restaurants in the country.

But tipping wasn’t always part of the U.S. dining landscape — and scholars who have studied its origins point out that its oft-debated role in the modern economy isn’t the only thing potentially troubling about tips.

In the earliest days of the practice, its spread was linked to the racial oppression of the post-Civil War Reconstruction period.

The idea of giving someone money for their work isn’t one that really needs an origin story, but modern American tipping — the practice of the customer giving a gratuity on top of the money that the employee gets from his or her employer — does have a beginning. (As for the word itself, many are familiar with the tale that “To Insure Promptness” was a phrase written on dishes for coins at shops, thus creating the acronym of “tip,” but that’s just a myth.) Some accounts credit European travelerswith bringing the custom to the U.S.; others credit American travelers with bringing tipping back from Europe. The truth? Wealthy Americans in the 1850s and 1860s discovered the tradition, which had originated in medieval times as a master-serf custom wherein a servant would receive extra money for having performed superbly well, on vacations in Europe. Wanting to seem aristocratic, these individuals began tipping in the United States upon their return

'It's the Legacy of Slavery': Here's the Troubling History Behind Tipping Practices in the U.S.

The custom began in the years around the Civil War

time.com

 

[farmerge]

I have been retired for more 30 odd yrs now so there may be some changes since then..there was heavy discussion by political parties, trying to do without weekend penalty rate for weekend workers. Someone asked me, would I work on weekend without penalty rate..my answer shocked others...YES, if I need the money to survive n if weekend are the days that I can work. Their disgruntled answers were, what about sports n time to spend with family on weekends..these were their excuses that they have to be compensated!
Overseas travellers or most migrants workers experienced no penalty rates for weekend, holidays, public holidays and coming over here to work is like a breeze, their choices would be to work on weekend or night shift for the same amount of 8 yrs work, u r earning more money than those working on weekdays at 9 to 5.

Good evening Rabbito. Before going farming I worked anti social hours in the newspaper industry, mainly afternoon and night shifts. Only 2 public holidays were not usually worked then Easter Friday and Christmas Day. The rest were just normal work days as was Sat and Sun. Because of the hours were worked considered anti social we received a penalty rate for the shifts and the public holidays were given back as 2 weeks anual leave.
I guess it is horses for courses. What we have here would be considered over the top in other parts of the Planet.l

 

[farmerge]

Tipping is consider a must in some countries esp in USA due to lower wages, also in HKong, China etc. However, lots of us living in this Great country receiving good wages that tipping is unnecc but only do it when we feel the Service is excellent thus Aussies have bad reputation as poor tipper overseas!. Most tourists places eg hotels, restaurants, Cruises, ADD onto the bill 10% or 15% Service charges to save customers paying without tipping. This is a normal etiquette for years.
I am a tipper since my working days many years ago from overseas but had to learn Not to tip in this country. What I am truly annoyed is having compulsory charged in advance for services when I am not receiving a good service eg with tour guides or rude waiters.
On the other hand, when I received good services n tipping the servers, I felt like I am getting ripe off having charged 10 -15% service already.
Have you ever consider that when they come over to Australia, they leave a tip for our workers when served, this is the etiquette way they are brought up EXCEPT they have been told, tipping is Not necc in this country.

I guess if the employees were payed a decent wage in the first place, then tipping would be solely up to the receiver for excellent service only. Not a believer in tipping but have been known to give a waiter/ress a bit on the quite if we thought that they deserved it. Only on rare occassions though.

 

[rcw1]

ah rcw1 three favourite ASF members and former COMMSEC Community members, the one and only Rabbithop, the one and only farmerge and the one and only JohnDe.

Never going to the US of A. Cannot remember ever tipping anyone certainly done fair share of shouts, mainly at the bar and left coin on the bar, cause I could, so guess that probably is a tip ha ha ha ha
Shouted a few feeds here and there and donated cash and stuff. But don't think ever really tipped anyone in the true sense of the word.

Kind regards
rcw1

 

[rcw1]

Work is good. Good for the soul so work one fingers to the bone.
Good night Irene,

Kind regards
rcw1

 

[farmerge]

Work is good. Good for the soul so work one fingers to the bone.
Good night Irene,

Kind regards
rcw1

And also from me and him good night too. Got a hard days toil coming up tomorrow.

 

[farmerge]

It is just another indirect tax on the taxpayer, to subsidise business, they should just raise the minimum wage and increase gst to cover it.
But then it would be like Australia, it wouldn't be the wonderful land of the free and the land of opportunity. ?

And the land of want with the out stretched hand waiting for the green backs to be depositied

 

[farmerge]

ah rcw1 three favourite ASF members and former COMMSEC Community members, the one and only Rabbithop, the one and only farmerge and the one and only JohnDe.

Never going to the US of A. Cannot remember ever tipping anyone certainly done fair share of shouts, mainly at the bar and left coin on the bar, cause I could, so guess that probably is a tip ha ha ha ha
Shouted a few feeds here and there and donated cash and stuff. But don't think ever really tipped anyone in the true sense of the word.

Kind regards
rcw1

And also not to be forgotten "the one, the only, rcw1, master of the track countrywide !!!!!

 

[Value Collector]

'It's the Legacy of Slavery': Here's the Troubling History Behind Tipping Practices in the U.S.​

These days, the expectation at U.S. restaurants that diners will tip their servers is a key part of the culinary economy: tips subsidize a server or bartender’s salary at the vast majority of the nearly 650,000 restaurants in the country.

But tipping wasn’t always part of the U.S. dining landscape — and scholars who have studied its origins point out that its oft-debated role in the modern economy isn’t the only thing potentially troubling about tips.

In the earliest days of the practice, its spread was linked to the racial oppression of the post-Civil War Reconstruction period.

The idea of giving someone money for their work isn’t one that really needs an origin story, but modern American tipping — the practice of the customer giving a gratuity on top of the money that the employee gets from his or her employer — does have a beginning. (As for the word itself, many are familiar with the tale that “To Insure Promptness” was a phrase written on dishes for coins at shops, thus creating the acronym of “tip,” but that’s just a myth.) Some accounts credit European travelerswith bringing the custom to the U.S.; others credit American travelers with bringing tipping back from Europe. The truth? Wealthy Americans in the 1850s and 1860s discovered the tradition, which had originated in medieval times as a master-serf custom wherein a servant would receive extra money for having performed superbly well, on vacations in Europe. Wanting to seem aristocratic, these individuals began tipping in the United States upon their return

'It's the Legacy of Slavery': Here's the Troubling History Behind Tipping Practices in the U.S.

The custom began in the years around the Civil War

time.com

Yep, so it’s has a very long ingrained history, and is not considered “optional” like it is here.

That’s what I had to explain to my in-laws, they wanted to stop tipping because they thought the staff weren’t doing enough “extra” to deserve it.

 

[Rabbithop]

Work is good. Good for the soul so work one fingers to the bone.
Good night Irene,

Kind regards
rcw1

Who is Irene? Ooops..sending your message to your girl??

 

[Rabbithop]

And also from me and him good night too. Got a hard days toil coming up tomorrow.

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