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And the Farmer will have his diesel and petol supplies plus the already mentioned slatsh of cash to get through any predicament.
Cashless society
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Trust no-one with our finances except She and Me.
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Me being old old school very suspicious of technology. I still work in feet and inches to the amazemnt of some who have no idea what a "foot" is except that it holds you up.
Not had any issues when dealing in cash. I have had issues occasionally with using a card when the terminal starts having conniptions such as hanging, not recognising a valid card and other small irritating matters. Doesn't happen often but it has happened and when it has I just walk away and leave it to its own devices.
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Gotta love those cashed up horsey people driving the GMC or RAM with the double float, wanting small lucerne bales. Will pay anything .
Mick
I am of the same mindset. I am not adverse to using technology but I'll use it as it suits me not according to how others consider I should use it.
I recently had what turned out to be a fibrous cyst removed from my shoulder and payment was made via EFTPOS using a debt card ( I do not have a credit card now) as it was convenient in order to discharge the debt. It was sufficiently out of the ordinary apparently as the specialist's receptionist had a quizzical look on her face at the transaction. Seems patients normally pay via a CC.
I don't care how others manage their money.
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Nothing like throwing a spanner in the works especially when it doesn't sit well with them. I like to be that square peg in a round hole. Just for the sake of it.
Take today for instance. The car rego is due today. Fronted up at the Post Office to pay via card reading device wouldn't read the bar code.
Went into the Dept of Trans at Midland and joined the never ending queue. Once again the reader thingy wouldn't read the bar code.
Oh you'll have to do it on line. Not possible says I. I am awaiting the computer gurus to re start said screen.
I need something from you lot saying that because your reader is malfunctioning my car is still covered till tomorrow. Not possible says them. Bah says i. Fortunately computer whiz kid fronted up and all is now legal and I've had a guts full.
Take today for instance. The car rego is due today. Fronted up at the Post Office to pay via card reading device wouldn't read the bar code.
Went into the Dept of Trans at Midland and joined the never ending queue. Once again the reader thingy wouldn't read the bar code.
Oh you'll have to do it on line. Not possible says I. I am awaiting the computer gurus to re start said screen.
I need something from you lot saying that because your reader is malfunctioning my car is still covered till tomorrow. Not possible says them. Bah says i. Fortunately computer whiz kid fronted up and all is now legal and I've had a guts full.
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Main reason I have one is to avoid any hassles due to this.
Hotels and rental cars for example it's the expected means of payment and beats being not allowed in the room or not handed the keys to the car.
wayneL
VIVA LA LIBERTAD, CARAJO!
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I haven't ha a CC for exactly 40 years (but do have a debit card). I've never had a problem
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How does that work in situations where someone makes a refundable charge to the card to make sure it works?
Eg rental cars or hotels?
Does it cause any issues?
wayneL
VIVA LA LIBERTAD, CARAJO!
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It seems to work the same. Have never had a problem or even been questioned about it. ??
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as long as you have the funds available to cover the charge it works exactly the same, in some scenarios better.
E.g you pay $600 for a service and transfer $600 into your account linked to the debit card (from a savings account)
Charge goes through, they try to overcharge you with some bs fee or "accidentally" charge you twice, the second charge bounces as there is now not enough funds.
They have to come you and explain rather then you chasing them up for a double charge on your credit card
The two debit cards I have with different institutions, while branded by each financial institution as its debit card, is actually a Visa debit card and functions the same way as does a CC but uses cash rather than credit. I have had a dispute with a supplier, resolved in my favour, and the funds were re-credited to my cash account.
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good on you
Only $700 was involved but, despite their claim, they couldn't provide the goods in a timely manner I hit the roof.
And I do learn some strange things with using a debit card. I pay the bill at the GP clinic I attend and the Medicare rebate is paid into that account. I once asked what if I had used a CC? I was informed in that case, the rebate would be paid to the account I had nominated when I registered with Medicare for example Macquarie. Odd.
And the reason for two debit cards with different financial institutions is the one with a small amount on it, say $100, is used for parking as the frigging machines keep on rejecting coins and I don't want such a tiny transaction appearing in my main account.
However, when I travel interstate like down the coast or Sydney/Melbourne I top up on with funds in case I either lose a card or one is blocked - which happened once in Melbourne. I had used the card in Canberra early morning and tried to use it again in Melbourne late at night and the system "thought" the card had been stolen so blocked transactions. Also carry sufficient cash for two tanks of petrol, a night's accommodation and food just in case. I stack that money in the boot of the car. Just me being cautious because that's me and I want to be able to get home if things go pear shaped.
JohnDe
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That's a very good way to cover oneself, however, a problem may occur if there is no internet connection, or the bank app goes down.
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Why I always also carry cash
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Same here cautious when it comes financial institutions and my hard earned. Atthe moment having a barney with our bank for return of funds for goods not delivered. Not gettig much joy at the present.
JohnDe
La dolce vita
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I wonder what will happen when they finally get rid of cash.
Refusing to accept cash is starting to become the norm.
Went to a function on the weekend, the standard drinks were supplied, and my wife wanted to buy a special drink for the birthday boy, the bar wouldn't take cash and the eftpos machine was playing up. Had to wait 20 minutes.
Sunday evening, I took one of our cars to the brushless carwash, I left my wallet at home but had about $30 cash. Lined up, put the $20 bill in the slot and no matter which way I turned it the machine would not accept it.
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Hmm didn't think NOT accepting legal tender was allowed. Still if only a robot is there what hope is there. And in some instances the vision on two feet is often not much better than a robot. Either uneducated or speaks a different version of English to the locals.
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