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The observation has made made many times but bears repeating - Judge Engeron's exceptionally clear, plain language case summary is a masterpiece of legal craft.

The Judge was well aware that Donald Trump would appeal his judgement. In that context he constructed a summary that explained and showed evidence for all the conclusions of liability he found.

I came across this article which goes well into the weeds on the judgement.

Trump’s Appeal Could Be Short-Lived for a Simple Reason


ROAD TO NOWHERE
The massive bank fraud judgment issued against Trump in New York was written in a very particular way that could quickly disappoint Trump.

Jose Pagliery

Political Investigations Reporter
Published Feb. 29, 2024 8:24PM EST
exclusive
240229-Pagliery-Trump-Money-hero_ykx4gh.jpg

Photo Illustration by Kelly Caminero / The Daily Beast / Getty​


Donald Trump is working hard to get an appeal of the $464 million judgment levied against him for committing bank fraud. But if he does fork over the cash and get that appeal, he may find that it doesn’t take the higher courts long to swat it down.

That’s because the 92-page opinion issued by New York Supreme Court Justice Arthur F. Engoron was tailor-made to withstand appeal—and give the state’s First Judicial Department a roadmap to uphold the decision.

“The reason why this opinion is so long and so specific is to emphasize to the appellate court how much care the judge took in issuing this decision,” said Jennifer B. Arlin, an expert on appeals who teaches legal writing at Brooklyn Law School.


A review of the judgment demonstrates that it was structured in an unusual format, one that dedicates a disproportionate amount of space to analyzing the facts presented during the 11-week trial—and provides a simple guide for an appellate court to quickly examine it, understand the judge’s reasoning process, and come to a swift decision.

“It's so well laid out that it says, ‘Go ahead—challenge me,’” said Diane Peress, a former prosecutor who now teaches at John Jay College of Criminal Justice. “I think it's very smartly done, because it really shows that he didn’t just say, ‘Hey, half a billion dollars, whatever.’ It shows that he based it on fact, on law.”

All court orders lay out what are called “findings of fact” and “conclusions of law,” a combination that explains how and why a judge issued a decision. For example, Colorado Judge Sarah B. Wallace’s “findings of fact” took up exactly a third of her November order that concluded Trump engaged in insurrection but should be kept on the 2024 ballot—an order that was later overturned and is now under consideration by the Supreme Court.

By contrast, Engoron’s “findings of fact” about Trump’s bank fraud stretch on for 68 pages, taking up more than two-thirds of this opinion. In that space, the court lists 39 witnesses, explaining their testimony in detail and even offering acerbic commentary about their credibility. Engoron’s order particularly tears apart the integrity of former Trump Organization controller Jeffrey McConney, noting how “he obfuscated and equivocated at length before finally conceding” details about his role in the ploy to shed blame over to outside accountants for lying to banks. The judge’s decision also notes how a tenured professor at New York University clocked $877,500 to offer expert testimony about financial accounting—only to ignore “numerous significant errors” in Trump’s personal financial statements, repeating the “unpersuasive” performance he gave at another major trial involving the oil giant Exxon Mobil.

 

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The observation has made made many times but bears repeating - Judge Engeron's exceptionally clear, plain language case summary is a masterpiece of legal craft.

The Judge was well aware that Donald Trump would appeal his judgement. In that context he constructed a summary that explained and showed evidence for all the conclusions of liability he found.

I came across this article which goes well into the weeds on the judgement.

Trump’s Appeal Could Be Short-Lived for a Simple Reason


ROAD TO NOWHERE
The massive bank fraud judgment issued against Trump in New York was written in a very particular way that could quickly disappoint Trump.

Jose Pagliery

Political Investigations Reporter
Published Feb. 29, 2024 8:24PM EST
exclusive
View attachment 171913

Photo Illustration by Kelly Caminero / The Daily Beast / Getty​


Donald Trump is working hard to get an appeal of the $464 million judgment levied against him for committing bank fraud. But if he does fork over the cash and get that appeal, he may find that it doesn’t take the higher courts long to swat it down.

That’s because the 92-page opinion issued by New York Supreme Court Justice Arthur F. Engoron was tailor-made to withstand appeal—and give the state’s First Judicial Department a roadmap to uphold the decision.

“The reason why this opinion is so long and so specific is to emphasize to the appellate court how much care the judge took in issuing this decision,” said Jennifer B. Arlin, an expert on appeals who teaches legal writing at Brooklyn Law School.


A review of the judgment demonstrates that it was structured in an unusual format, one that dedicates a disproportionate amount of space to analyzing the facts presented during the 11-week trial—and provides a simple guide for an appellate court to quickly examine it, understand the judge’s reasoning process, and come to a swift decision.

“It's so well laid out that it says, ‘Go ahead—challenge me,’” said Diane Peress, a former prosecutor who now teaches at John Jay College of Criminal Justice. “I think it's very smartly done, because it really shows that he didn’t just say, ‘Hey, half a billion dollars, whatever.’ It shows that he based it on fact, on law.”

All court orders lay out what are called “findings of fact” and “conclusions of law,” a combination that explains how and why a judge issued a decision. For example, Colorado Judge Sarah B. Wallace’s “findings of fact” took up exactly a third of her November order that concluded Trump engaged in insurrection but should be kept on the 2024 ballot—an order that was later overturned and is now under consideration by the Supreme Court.

By contrast, Engoron’s “findings of fact” about Trump’s bank fraud stretch on for 68 pages, taking up more than two-thirds of this opinion. In that space, the court lists 39 witnesses, explaining their testimony in detail and even offering acerbic commentary about their credibility. Engoron’s order particularly tears apart the integrity of former Trump Organization controller Jeffrey McConney, noting how “he obfuscated and equivocated at length before finally conceding” details about his role in the ploy to shed blame over to outside accountants for lying to banks. The judge’s decision also notes how a tenured professor at New York University clocked $877,500 to offer expert testimony about financial accounting—only to ignore “numerous significant errors” in Trump’s personal financial statements, repeating the “unpersuasive” performance he gave at another major trial involving the oil giant Exxon Mobil.

Well apart from the way the prosecutors applied the law when there wasn't any victim. Oh, the hypothetical interest to the banks in the event of a higher rate because of Trumps "financial situation".

All loans were paid there was no damages. The prosecutor had a real stretch with this law. Bas makes out like it was this huge fraud case. It wasn't.

This is the equivalent of you embellishing on your loan to build your house to make the figures look better and banks supporting your application. You pay back the loan then decades later the government comes at you.

It's lawfare.
 
. Bas makes out like it was this huge fraud case. It wasn't.

This is the equivalent of you embellishing on your loan to build your house to make the figures look better and banks supporting your application. You pay back the loan then decades later the government comes at you.

I don 't make it's a big fraud case. The Judge did in his final summary. If there is something radically wrong in his findings an appellant court could throw it all out. Similarly if there was something seriously wrong in the Judges findings there should be a host of other lawyers highlighting such faults. I havn't seen any. Care to point them out ?

The analogy with one embellishing ones home loan has zero comparison. The Trump Corporation ran a long term business that fabricated accounts to underpay tax and deceive any other businesses they were working with as to their financial capacity. This wasn't a "one off" home loan. This was the operating system of the company. If a State like New York was serious about wanting businesses to have straight books the they shouldn't tolerate such behaviour

If I wanted to look for a comparison I think the Billion dollar insurance scam of the 60's comes close. The company and it's CEO did remarkably well while they were making up false figures. If they had been successful at buying General Motors as they tried to at the end they may well have gotten away with it.
_____________________________________________________________________________________________________
Fabrications of financial statements by the Trump organisation

Seven Springs


From 2011-2014, when valuing a plot of land upon which seven mansions could be built in Bedford, McConney relied on valuations provided by Eric Trump, who advised McConney to value the seven-mansion development at $161 million on the 2012 SFC. This valuation assumed a host of future events that had not—and as hindsight has shown, would not—occur, including that the Trump Organization had received legal permission to develop the lots, that the mansions were already built and available for sale, and that there would be no construction or development costs associated with building the mansions. PX 719; TT 713-718. Eric Trump further advised McConney to use these values again in 2013 and 2014. TT 713-720; PX 719, 793, 1075. Eric Trump was aware that the values he was providing would be used on his father’s SFCs. PX 1075; TT 3315-3316, 3339.

Upon realizing that building the seven mansions would be neither feasible nor profitable, the Trump Organization, through outside counsel Sheri Dillon, commissioned an appraisal from Cushman & Wakefield to determine the value of the development rights for the plot of land upon which the Trump Organization had previously considered building the seven mansions. In August 2013, Eric Trump advised McConney to continue to use the undiscounted value of $161 million for the seven-mansion development, despite having received an initial estimate of approximately $5.5 million from Cushman & Wakefield. PX 908, 3296; TT 3342-3347.

On September 8, 2014, David McArdle, of Cushman & Wakefield, advised Eric Trump verbally that he had appraised the seven-mansion development at $14 million. Notwithstanding, a mere four days later, Eric Trump advised McConney to continue using the $161 million value. PX 169, 181; TT 1996-1997, 3353-3354.

Briarcliff
In August 2013, Eric Trump retained David McArdle of Cushman & Wakefield to appraise the value of developing 71 condominium units on undeveloped land in Briarcliff, New York. PX 157, 3197; TT 1930, 3368-3371. Despite having retained Cushman & Wakefield to value the 71 units, in a September 25, 2013 phone call Eric Trump advised McConney to value the 71 units at over $101 million, based on comparable sales in the area. PX 719; TT 738-745. Less than one month later, by October 16, 2013, Eric Trump was aware that McArdle had determined the value of the 71-unit development to be $45 million. PX 1465, 3201; TT 3374-3375. Notwithstanding that the 2014 SFC had not yet been submitted, Eric Trump failed to advise McConney that the appraised value was less than half of what he had reported the value to be. TT 738-744. Each year from 2015 to 2018, Eric Trump advised McConney to leave the $101 million as is, despite his knowledge of the much
lower $45 million appraisal. TT 744-747. Moreover, by October 16, 2013, Eric Trump was aware that the Trump Organization only had
the right to build 31, not 71, units. PX 3261; TT 2695-2702. Notwithstanding, the SFCs for 2013-2018 continued to reflect that the Trump Organization had the right to build 71 units. PX
742, 758, 774; TT 2701-2702.

 
You can see the media and social media bias.

Probably perpetrated by the CIA (The Communist Insurrection Agency)



Media 01.jpeg






.
 
I havn't seen any. Care to point them out ?
Oh yeah, forgot the Guardian is a walled opinion garden.
Pretty sure Kerwick was on the same page.

The rest of your post is just long winded rubbish. To basically say that there was no victim and they had to use some tricky law to make it work. My analogy above was also perfect. In fact the most perfect analogy of all time. I also summed up exactly what happened. It took Engoren 92 pages to windbag his opinion and try and bore us to death with useless trivialities rather than saying that there were no victims and they had to twist the law to suit.
 
Oh yeah, forgot the Guardian is a walled opinion garden.
Pretty sure Kerwick was on the same page.

The rest of your post is just long winded rubbish. To basically say that there was no victim and they had to use some tricky law to make it work. My analogy above was also perfect. In fact the most perfect analogy of all time. I also summed up exactly what happened. It took Engoren 92 pages to windbag his opinion and try and bore us to death with useless trivialities rather than saying that there were no victims and they had to twist the law to suit.

Grate!! Then clearly Trump will win on appeal hands down. :)
 
This is the equivalent of you embellishing on your loan to build your house to make the figures look better and banks supporting your application.

Yeah. Well of course in New York doing a Trump deal like that could put you in jail for up to 25 years. So yep he was just lucky to get off with a stiff fine.

N.Y. Penal Law § 187.25​


Current through 2024 NY Law Chapters 1-49 and 61-93
Section 187.25 - Residential mortgage fraud in the first degree

A person is guilty of residential mortgage fraud in the first degree when he or she commits residential mortgage fraud and thereby receives proceeds or any other funds in the aggregate in excess of one million dollars.
Residential mortgage fraud in the first degree is a class B felony.
N.Y. Penal Law § 187.25

https://legalbeagle.com › 8757402-punishment-felony-new-york.html

What Is the Punishment for a B Felony in New York?

Jul 27, 2022 In New York state, the maximum sentence for a Class B felony is up to 25 years' incarceration and a fine up to $30,000 or twice the amount the offender gained from the crime. A Class B felony is the second most serious type of felony.According to New York Penal Law, the degree of an
 
Who else has been prosecuted for mortgage fraud in New York ? Interesting roll call and the stories have about the same "embellishments" as Donald Trumps 10 years of financial fiction.

Feds: NY landlords obtained $50M in fraudulent mortgage loans to build Hartford real estate portfolio​


A New York man was fined more than $1 million and another has been imprisoned for orchestrating an elaborate fraud they used to acquire $50 million in mortgage loans and build an extensive residential real estate portfolio across Hartford.

Federal prosecutors said the “sheer volume of false documents and material misrepresentations’’ concocted to deceive lenders in the scheme involving cousins Jacob and Aron Deutsch “is staggering.”

Jacob Deutsch, 58, of Brooklyn was sentenced this week to five years in prison and fined $10,000 in U.S. District Court. Aron Deutsch, 63, of Monsey was fined $1 million and put on probation for five years.

Under their guilty pleas to federal fraud charges, the two men admitted to a scheme in which they acquired 17 multi-family housing complexes across the city between 2016 and 2021 by creating hundreds of phony financial documents to obtain 24 separate mortgages.

Among other things, Jacob Deutsch admitted creating an elaborate ruse that convinced lenders that a empty, 24-unit apartment complex the cousins succeeded in buying at 16 Evergreen Ave. was not only fully occupied, but was occupied by tenants paying inflated rents. The properties ran from Washington Street south of downtown, through the West End and onto Asylum Hill.

“All told, he fraudulently induced numerous victim financial institutions to finance the purchase of assets from which he is now profiting, fraudulently procuring 24 mortgage loans totaling nearly $50 million dollars, and shifting the risk of catastrophic loss onto the victim financial institutions and the secondary markets on which they rely,” the U.S. Attorney’s office said of Jacob Deutsch in a court filing


Manafort charged in New York with mortgage fraud and other state crimes

The Manhattan district attorney alleges Manafort falsified business records

In addition to the residential mortgage fraud charges, Manafort also faces charges in Manhattan of attempted fraud, conspiracy, falsifying business records and scheming to defraud. Broadly, Manafort is accused of lying on mortgage applications to secure a loan in the millions of dollars for some properties on Howard Street in Manhattan, Union Street in Brooklyn and a property in Bridgehampton.
https://abcnews.go.com/Politics/tru...ort-expected-court-confront/story?id=60607783

According to the indictment, the alleged crimes were committed between December 2015 and January 2017.

In one instance, Manafort is accused of deceiving an appraiser by pretending to be living in a condo that he was using to take out loans, according to the indictment.

 
Want to get into the weeds on Residential Mortgage Fraud ? This Legal website gives a Plain English explanation for it's potential clients who may be on the hook.

Residential Mortgage Fraud in New York


Mortgage fraud in New York is a serious crime, limited to residential mortgages, and occurs when you intentionally falsify or conceal information in connection with the application, underwriting, closing or solicitation of an applicant for a residential mortgage loan.

The Legal Definition of Mortgage Fraud – Article 187

The relevant statute is Article 187 of the New York Penal Law, which describes the elements of the crime and five potential degrees that can be charged.
Article 187 Section 4 of the New York Penal Law, provides that a person commits residential mortgage fraud when he or she has intent to defraud when preparing a written statement in connection with the following:
  • Soliciting an applicant for a loan;
  • Applying for a loan;
  • Underwriting a loan;
  • Closing on a residential mortgage loan; or
  • Any filing concerning the closing of a residential mortgage loan.

An Offense Under Article 187


For the prosecutor to establish the crime of mortgage fraud, and for you to be found guilty of this offense under Article 187, the following elements must be true:
  • You acted knowingly, and with intent to defraud;
  • You presented or prepared a written statement that you knew contained false information or concealed information for the purpose of misleading;
  • You knew that the information would be used in soliciting an applicant for a residential mortgage loan, applying for underwriting, or closing of a residential mortgage loan; and
  • The written statement you prepared contained materially false information concerning a material fact, or concealed information concerning a material fact, with the purpose of misleading.

-------------------------------------------------------------------------------------------------------------------------------------

How good is this Hot Shot Legal Firm ? Persuasive intro. However.... I did get to this page looking for references from satisfied clients.

Check it out.

 
CRAZY .....
I don't know, I cannot understand what the above "Legal Website" represents. I found it when looking for information about Mortgage Fraud. It seems very straightforward and I suggest accurate.

The site has a section which lists all New York crimes. I checked out half a dozen and in every case there was detailed excellent discussion on the crimes , examples, penalties and so forth.


But that is where the site stops being coherent

Every other link is make believe/dribble. History, Principals, references the lot. Bizarre and intriguing

 
Other real lawyers take on Mortgage Fraud. Interesting discussion on why this legislation was brought up to date . Think 2008 financial crisis. The Big Short.




The crime of falsifying business records is also highlighted . The trial of the Trump organisation proved extensive falsification of documents.

 
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9-0

Looks like the FBI (Federal Bureau of Insurrections) and the CIA (Communist Insurrection Agency) got a kick in the balls this morning. Good.


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He is a federal candidate, not a state candidate so it makes sense that the decision should be made at a Federal level imo.

(This is without an understanding of how the Union works.)
 
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