I live Lower North shore of Sydney.Been driven out of better areas by need to fund my retirement. Better start doing better at Share Trading or I will have to leave here!!Still I could always become a Pensioner instead of Self funded retiree. I would then not have to sit for hours every day trying to make a bit on the share market and worrying how to keep ahead of it.As a pensioner I could,regardless of how stupid or profligate I have been could still look forward to an income each fortnight instead of all the "challenges" of funding my own retiement.Please,no replies about how"lucky''I am to be self funded;luck had nothing to do with it; and no I am NOT a retired public servant.