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YesRealist said:
Need advice which way to go shares or property??
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tech/a
No Ordinary Duck
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Realist said:
Realist with all the shares and trusts I see your invested with you must have close to a million or even more invested.
Mind you with all Ive read you are by far the most savvy investor I have come across bar none on any forum.
Your ability to be on 100% winning investments is truely uncanny.
Ive never read of even the slightest slip up.
Remarkable.
Realist
Billie Jean is not my lover
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tech/a said:
Thanks, finally a post of yours I can agree with Tech.
Although JPR has been a f**k up so far I have to admit.
I think that a good mixture of both is good - my own philosophy not advice.
You can get good leverage from both forms of investing.
ie: $280K property $28K deposit about $28K in costs give or take a few K.
If it grows by 10% $28K 50% return on the money you have invested.
It is possible to get returns like this in the share market but you have to know how.
Yes there are risks such as tenants, market risk, pests, neighbours which you will have to take into account but this is the same in shares, Market risk, sector, company, earnings ect.
Personally I think that it is better to have your money spread in different markets - shares, property ect to reduce overall risk - I own shares, properties and land as well as a business - all are good as long as you do your due diligence and know why you want to own them in the first place and what purpose they serve apart from the $.
You can get good leverage from both forms of investing.
ie: $280K property $28K deposit about $28K in costs give or take a few K.
If it grows by 10% $28K 50% return on the money you have invested.
It is possible to get returns like this in the share market but you have to know how.
Yes there are risks such as tenants, market risk, pests, neighbours which you will have to take into account but this is the same in shares, Market risk, sector, company, earnings ect.
Personally I think that it is better to have your money spread in different markets - shares, property ect to reduce overall risk - I own shares, properties and land as well as a business - all are good as long as you do your due diligence and know why you want to own them in the first place and what purpose they serve apart from the $.
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Just want to say a big THANK YOU to all the people that replied to my question. I must say that I am now leaning more towards shares.
I know that before i start I will need to do some serious homework first, and I am sure you will see many noobie posts asking all sort of questions
I found most of the advice given by the members very relevant and useful, i love the advice about debt recycling/reallocation i think that is great and I cana see my self doing something along these lines
I know that before i start I will need to do some serious homework first, and I am sure you will see many noobie posts asking all sort of questions
I found most of the advice given by the members very relevant and useful, i love the advice about debt recycling/reallocation i think that is great and I cana see my self doing something along these lines
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thought i would piggy back this thread rather than start a new one.
i am in a similar situation.
but i have nothing. have been up, down and now out of debt again. (spent my profits from property after i split with ex).
so for me its all about starting again. im pretty much debt free and have about $10k in savings and saving about $1200 a week.
i am looking to invest in 6 months in something.
thing is, property market seems to have peaked, and possibly still being corrected in certain hot spots. when is share market likely to do same? it seems to have had a good roll for quite a while now?
so im left in a position thinking i have no investment oppurtunites in near future. despite what some will say about long term not being affected by dips, i am not buying into someone elses over expediture. i always believe u make money on the initial purchase in property. shares i have no idea about.
so i guess what i am saying is. im waiting 3 years before property again. then will reno and hold like i use to do. but in the mean time how can i safely maixmise my savings? is 6% at the bank my best option or is there still legs in 3 year investment in shares? i know noone can guarantee, but what are my best options in such an inbetween investment cycle?
i am in a similar situation.
but i have nothing. have been up, down and now out of debt again. (spent my profits from property after i split with ex).
so for me its all about starting again. im pretty much debt free and have about $10k in savings and saving about $1200 a week.
i am looking to invest in 6 months in something.
thing is, property market seems to have peaked, and possibly still being corrected in certain hot spots. when is share market likely to do same? it seems to have had a good roll for quite a while now?
so im left in a position thinking i have no investment oppurtunites in near future. despite what some will say about long term not being affected by dips, i am not buying into someone elses over expediture. i always believe u make money on the initial purchase in property. shares i have no idea about.
so i guess what i am saying is. im waiting 3 years before property again. then will reno and hold like i use to do. but in the mean time how can i safely maixmise my savings? is 6% at the bank my best option or is there still legs in 3 year investment in shares? i know noone can guarantee, but what are my best options in such an inbetween investment cycle?
numbercruncher
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Here's a link to a website about negative gearing on property investment. I hope it will be useful for anyone who's thinking along this line. I'm not suggesting whether if you should or not as I'm only posting the link simply because I was at one point considering it as well.
http://www.propertyinvesting.com/strategies/negativegearing.html
For me, making profits the 'conventional' way is already challenging enough as it is. Why would someone want to do it the 'unconventional' way instead - i.e. in order to make a profit, you first have to make a loss?
I would keep it as simple as possible personally. Some may argue about the tax implications and savings that you can potentially get but I'm grateful to pay the *tax* since the fact that I'm liable to any in the first place would mean that I'm actually making a profit already, isn't it?
I do like the idea suggested by Realist about getting more exposures to property by investing into property related shares/trusts. It's probably simpler too as oppose to actually owning a real investment property.
Just my 2cents worth.
Happy trading!
http://www.propertyinvesting.com/strategies/negativegearing.html
For me, making profits the 'conventional' way is already challenging enough as it is. Why would someone want to do it the 'unconventional' way instead - i.e. in order to make a profit, you first have to make a loss?
I would keep it as simple as possible personally. Some may argue about the tax implications and savings that you can potentially get but I'm grateful to pay the *tax* since the fact that I'm liable to any in the first place would mean that I'm actually making a profit already, isn't it?
I do like the idea suggested by Realist about getting more exposures to property by investing into property related shares/trusts. It's probably simpler too as oppose to actually owning a real investment property.
Just my 2cents worth.
Happy trading!
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