Which stocks for dividends right now?

[So_Cynical]

Your question does not seem to have been answered yet but I, for one, certainly see nothing dishonest in your remarks. Rather, I viewed it as being very open.

Perhaps another reflection of the difference between sitting in front of a keyboard rather than in front of a person?

Regards

Rick

I thought it was pretty obvious rick.

I don't think princeplanet is being honest with us or himself...he clearly has no idea and i just tried to cut through the crap and get to the point where he comes out and says it, or goes away and gets an idea.

Comments like "I don't know how to read them! Small caps seem very volatile" and " The majors seem safer to me. How is this wrong" i mean seriously...RIO going from $85 to $49 in 15 months seems safer? The QBE dividend has been almost halved in the last 12 months while the share price has fallen 40% in 2 years...the CSL dividend has been stagnant for 4 years.

The top 20 certainly seem safe to me.

 

[Muschu]

I thought it was pretty obvious rick.

I don't think princeplanet is being honest with us or himself...he clearly has no idea and i just tried to cut through the crap and get to the point where he comes out and says it, or goes away and gets an idea.

Comments like "I don't know how to read them! Small caps seem very volatile" and " The majors seem safer to me. How is this wrong" i mean seriously...RIO going from $85 to $49 in 15 months seems safer? The QBE dividend has been almost halved in the last 12 months while the share price has fallen 40% in 2 years...the CSL dividend has been stagnant for 4 years.

The top 20 certainly seem safe to me.

I had a different interpretation SC, that being that PP was being quite honest in saying he had little idea. I don't think that is semantics.

Just my view.

Rick

 

[princeplanet]

I thought it was pretty obvious rick.

I don't think princeplanet is being honest with us or himself...he clearly has no idea and i just tried to cut through the crap and get to the point where he comes out and says it, or goes away and gets an idea.

Comments like "I don't know how to read them! Small caps seem very volatile" and " The majors seem safer to me. How is this wrong" i mean seriously...RIO going from $85 to $49 in 15 months seems safer? The QBE dividend has been almost halved in the last 12 months while the share price has fallen 40% in 2 years...the CSL dividend has been stagnant for 4 years.

The top 20 certainly seem safe to me.

Er, so what does being ignorant have to do with being dishonest??? I did post this in the beginner's lounge, right? Anyway, interesting that people feel the top 20 to be equally as volatile as most small caps. I got stung badly by RIO and BHP, but the banks have been friendly, til now.... Do you guys think the banks will tank and the miners will swing back? Also, might it be true that if a major goes through a bad patch, it's more likely to recover eventually than a small cap? Even if it takes years. Surely more smaller companies go broke than the biggest ones. What am I missing here?

 

[Klogg]

Also, might it be true that if a major goes through a bad patch, it's more likely to recover eventually than a small cap? Even if it takes years. Surely more smaller companies go broke than the biggest ones. What am I missing here?

But that's on the assumption you're picking any random Small Cap. If you were to be selective, look at those with a stronger Balance Sheet and increasing profits, I'd say you're on something better than the top 20.

To be honest, even for a beginner, if you're going to take the opinion of "I don't understand them" and just pick random stocks (even if they're in the top 20), you're not going to learn much, nor will you perform well...

You could always just put money into the Index...

 

[Bill M]

You could always just put money into the Index...

I was going to mention ETF's.

Princeplant take a look at ETF's, maybe worth your while. Things have changed a lot in the ETF world in the last couple of years.

Now you can buy the top 50, top 200, top dividend payers, currency ETF's, property, resources, bonds etc.. You got the lot now. By buying 1 ETF you can cover the sector of your choice, depending on the fund of course.

Some providers you can look at are Vanguard, Betashares and State Street Global Advisors, some very good products out there. Good luck.

 

[tinhat]

WBC is yielding about 6.4% and TLS 6.5%. I don't expect any earnings growth from WBC over the next couple of years. TLS has more upside potential but more downside risk too - all depends if management can get their strategy right over the medium term and within the new level playing field industry structure of the NBN.

 

[TikoMike]

I thought it was pretty obvious rick.

I don't think princeplanet is being honest with us or himself...he clearly has no idea and i just tried to cut through the crap and get to the point where he comes out and says it, or goes away and gets an idea.

Comments like "I don't know how to read them! Small caps seem very volatile" and " The majors seem safer to me. How is this wrong" i mean seriously...RIO going from $85 to $49 in 15 months seems safer? The QBE dividend has been almost halved in the last 12 months while the share price has fallen 40% in 2 years...the CSL dividend has been stagnant for 4 years.

The top 20 certainly seem safe to me.

What is with the attack on someone who is probably quite new to stocks? Yes he made a statement but it looked to me like a question within that statement. What an arrogant post. Seriously, get off your high horse.

 

[Julia]

What is with the attack on someone who is probably quite new to stocks? Yes he made a statement but it looked to me like a question within that statement. What an arrogant post. Seriously, get off your high horse.

Agree with TikoMike and Rick. We all started somewhere. I know I asked some questions which I realised later seemed very dumb, and I probably still do.
Let's encourage new people, not put them down.

 

[DocK]

I was going to mention ETF's.

Princeplant take a look at ETF's, maybe worth your while. Things have changed a lot in the ETF world in the last couple of years.

Now you can buy the top 50, top 200, top dividend payers, currency ETF's, property, resources, bonds etc.. You got the lot now. By buying 1 ETF you can cover the sector of your choice, depending on the fund of course.

Some providers you can look at are Vanguard, Betashares and State Street Global Advisors, some very good products out there. Good luck.

Further to Bill's post, you might want to take a look at the ASX info regarding LIC's (under the managed funds tab) and you'll find lots of info re ETFs under the Exchange Traded Products section - here's the link: http://www.asx.com.au/products/all-products.htm

Agree with TikoMike and Rick. We all started somewhere. I know I asked some questions which I realised later seemed very dumb, and I probably still do.
Let's encourage new people, not put them down.

+1 I certainly didn't think such an honest question deserved the put-down it got, particularly in the Beginner's Lounge. Posters lament the lack of stock-specific posts - responses such as So Cynicals don't encourage those of us that have much to learn to post in that area.

 

[notting]

WBC is yielding about 6.4% and TLS 6.5%. I don't expect any earnings growth from WBC over the next couple of years.

This just seems nuts to me. Can't belive Gail Kelly thinks there will be another interest rate cut.
That put's us on a more conservative footing than during the GFC pumpkin smashing.
Consumer sentiment? c'mon, surely people are feeling happy with less interest being paid.
Or are we all in surplus and losing on the doposits?

 

[Julia]

This just seems nuts to me. Can't believe Gail Kelly thinks there will be another interest rate cut.

If she does, she's far from being on her own. Most economists (yes, I know they're often wrong) are predicting at least one more cut, maybe more.

That puts us on a more conservative footing than during the GFC pumpkin smashing.

Correct. Yet Mr Swan insists the interest rate cuts are purely on the basis that the government's successful economic management has made it possible. Never mind that when they were last as low he claimed they were at 'emergency levels' because of the direness of the GFC. People see businesses closing down all around them, friends losing jobs, etc, and give little credit to Mr Swan's claims

Fiscal and monetary policy seem to be working against each other.

Consumer sentiment? c'mon, surely people are feeling happy with less interest being paid.
Or are we all in surplus and losing on the doposits?

I suppose it's a case of fear outweighing practical considerations of lower interest payments, given the unresolved situation in Europe and the US, not to mention the political uncertainty here.

 

[Country Lad]

This just seems nuts to me. Can't belive Gail Kelly thinks there will be another interest rate cut.

Of course there will be another cut, particularly as the rate drops are being undermined by the banks not passing it on in total. The Reserve Bank has said that its target at this point is the $ which is still rising.

That put's us on a more conservative footing than during the GFC pumpkin smashing.

Nothing to do with the economy and everything to do with the US printing more money. Their continuation of quantitative easing is intended to drop the US$ to make the US manufacturers more competitive. Result is our $ holding up or increasing, making us less competitive. Let's face it, the fact that commodity prices fall, interest rates fall and the A$ rises tells you something.

The only way to counter that is to forget out about the surplus and start spending a little more instead of this contraction stuff.

Consumer sentiment? c'mon, surely people are feeling happy with less interest being paid.
Or are we all in surplus and losing on the doposits?

Most of us, yes. Only 30% of us have a mortgage so only 30% are happy for the rates to fall. The increasing number of baby boomers joining the self funded retirees and pensioner brigade are feeling an income squeeze.

The government seems to have an interest only in those "working families" with a mortgage - a small proportion of the population.

Cheers
Country Lad

 

[willstor]

Any views on PRG? CD right now 1.91 a share

 

[princeplanet]

Does anyone think the big 4 banks are NOT a solid investment for the coming year?

 

[ParleVouFrancois]

Why would you an online forum of anonymous people about the big four banks? We aren't your financial adviser, beginners lounge or not. The quality of any advice or suggestions or opinions given here will vary greatly, if you're going to invest in the market PLEASE have an idea of what you're doing. Do not rush in, the market will be here tomorrow, learn enough about the market so YOU can answer the question of are the big four banks good value/have a good year etc.

 

[princeplanet]

Hmm, so if we should all just do our own research and not ask for the opinions of others, anonymous or not, then what the hell is this forum for?

 

[Julia]

Why would you an online forum of anonymous people about the big four banks? We aren't your financial adviser, beginners lounge or not. The quality of any advice or suggestions or opinions given here will vary greatly, if you're going to invest in the market PLEASE have an idea of what you're doing. Do not rush in, the market will be here tomorrow, learn enough about the market so YOU can answer the question of are the big four banks good value/have a good year etc.

It was a pretty general sort of question and not an unreasonable one imo. Didn't actually seem to me to be specifically asking for advice.

 

[noirua]

Does anyone think the big 4 banks are NOT a solid investment for the coming year?

They are a solid long term investment if you buy equal amounts of all four -- 15 years+ that is, imho. Short term, one year, they are a reasonable gamble.

 

[Klogg]

This is well worth a read if you're interested in a dividend play:

http://www.fool.com.au/2012/12/investing/dividend-reinvestment-plans-helpful-or-harmful/

Not so much for the DRP info, but more the way some companies fund their dividends...

 

[springhill]

For those not aware there is a free app for iPhone called ExDividends. It has a calendar format and has the list of stocks paying dividends on that day, also the dollar value and % franking.