Where's your cash at?

[MrBurns]

This is not correct. The at call is 4% as you suggested but the TD's rate for 3 months is 3.25%.

http://www.raboplus.com.au/term_deposits/default.aspx

I got 4.2% at the NBA and the CBA for 90 days but that was a month ago, has it gone down ?

 

[grace]

This is not correct. The at call is 4% as you suggested but the TD's rate for 3 months is 3.25%.

http://www.raboplus.com.au/term_deposits/default.aspx

Yep, agree now it is.......was 4.5% when I locked it in last - not expired yet. (also see they don't have a 4 month any more either)

 

[aaronphetamine]

60%~ cash with WBC at 4.40%p.a at call. no penalties or fees

40%~ australian blue chip stocks

 

[gooner]

70% in energy stocks
30% in cash - @ 4% interest rate with Raboplus. The extra security from the encryption device is a pain, but the interest rate is pretty good. Transfers always seem to go through on time.

 

[cutz]

hi everyone,


just a general topic for discussion, what cash position are you presently keeping? all on the sidelines, only part .. thoughts ?

jonny

No cash, fully invested, cash is a wasting asset.

 

[So_Cynical]

100% fully invested...have been since October 08.

Sif have money in the bank.

 

[Buckeroo]

100% fully invested...have been since October 08.

Sif have money in the bank.

Cash is still an investment, although your return is minimal...but its fairly safe & can be assured you will still have this equity in 6 months time.

From my point of view, if you include super, property, investments etc that I own outright then, 20% cash, 30% gold, 40% property and around 10% in the markets (blue chip). I am still very defensive.

Cheers

 

[Trevor_S]

No cash, fully invested, cash is a wasting asset.

I always have some cash, as opportunities often present themselves when you don't have any cash to take advantage

 

[cutz]

I always have some cash, as opportunists often present them selves when you don't have any cash to take advantage

Sorry Trevor, i thought it was the other way round, may have misinterpreted your post.

 

[jonnycage]

is your glass half empty or half full at present ? dipped
into some reserves over the last month, taking defensive stage
after this big run up

 

[mini696]

Still in the bank.

 

[Kez180]

I have all of my cash tucked away at the orthodontists office...

 

[jono1887]

CBA netbank saver is now 4.25 for new customers (or if you call them for old customers)