Where to park money in second half 2020?

[qldfrog]

Personally I’m carrying on as before but adapting to current situations.

There are opportunities everywhere.

Rentals still in demand
Opportunities in shares.Both long ( Think Tesla, Gold, Indexes) and short term
( Small caps ,Indexes.Short term trades.)
Business we are an essential business and the long term view of specialising in
One area of civil has and is keeping us in constant demand. Constantly up grading and commissioning more specialist plant.

I find most opportunities are around when everyone is too afraid to consider them.

Fully agree Duc,
here selling then buying ppor with a time delay so huge amount i can not invest long term, nor even short term with a defined withdrawal date.
Will probably just move to various online saver from banks or credit union, secured ones, and get pathetic returns for the hopefully very short time.will try to get something from my main bank

 

[Value Collector]

Contractual limit on your rate request as an investor the first obvious one, with max now all below what i asked and got in the past.. talking months, not years

yeah, they have lowered than maximum interest rate, it’s now 6.5% where as it used to be routinely 8%, but that’s still much higher than a term deposit.

The main reason for that was to make the platform operate better, they have risen it by 0.3% Since they first made the change, and will adjust it if the maker changes.

I think because over all interest rates had gone down they Needed to make the change to stay competitive with attractive borrowers, and 6.5% is still very attractive and if it keeps the over all system healthier I am happy.

 

[verce]

Not fiat

What Wayne said. Cash is probably the worst thing to be in right now.

 

[qldfrog]

What Wayne said. Cash is probably the worst thing to be in right now.

In term of safety or return.i can live with no return or nearly for a couple of months, but not loss of capital

 

[frugal.rock]

In term of safety or return.i can live with no return or nearly for a couple of months, but not loss of capital

I completely understand your situation Mr Frog, and my thoughts lead to maybe consideration of risk of using (example) 5% of capital into something riskier than banks.
IE, stocks or ETF's or whatever your flavour, but with a balanced approach.
Any interest from banks is per annum, whereas any percentage increase on the market is immediate. Food for thought with minimal risk.

 

[qldfrog]

If of interest, as i see it, i will move in cash/online savers the amount required to spend uograde the next 0lace, any remaining money to be invested as per my systems
currencies PM
Will try to split between institutions and owning entities

 

[Bill M]

If of interest, as i see it, i will move in cash/online savers the amount required to spend uograde the next 0lace, any remaining money to be invested as per my systems
currencies PM
Will try to split between institutions and owning entities

Yep, I would the same. Here are the ones I'm using.

ING Savings Maximiser up 100k 1.65%
UBANK up to 250K 1.6%
RAMS Saver up to 500K 1.1%

If that's doesn't cover you, open same accounts in your wife's name and do it all over again.