Debt collector is chasing me...

[macca]

Debt collectors keep ringing me about ANOTHER PERSONS debts

As these calls, are diverted to my business mobile, and often hang up, its a real nuisance.

This has been going on since we moved and got a new number.

I have previously advised callers the persons no longer have this phone num.
That didnt work

They wont disclose any detail due to "privacy"

After receiving several calls recently, I got angry and abused them....but that didnt work either

So i decided on a change of tactic...next caller asked me if I was Brianna XXXXXXX...I said "Yes I am and
I want to pay my debts" the southern asian-sounding gent seemed taken aback, and asked for my date of birth...I replied "do you want your fkn money or not...who is this calling?"...he said St George (bank)

I then launched into a tirade and demanded my phone num be immediately removed form the register, and that I would ring St Geo next day to make sure.

When I rang St Geo, they said there is no record of that number

Is there anything else I can do to shake of these callers?

I would contact my phone company and change my number, a nuisance but should put an end to the torment.

 

[wishingonadream]

Did anyone stop to consider that the actual debt is around $500 that Baycorp actually purchased the debt for
+ % grand total approx $700. Paying $7.5k is only adding to BayCorps profit and has nothing to do with the ANZ debt which has already been written down.

 

[Ganyeka]

Yep, Baycorp would have paid no more than 10c on the dollar, probably less on this type of debt. Having said that, when they pick up portfolios of this type of debt they would have a collection target of 25 to 40% of the portfolio face value, so they need to try to make every post a winner. Best option is to source some funds and offer 15%, then let them drag you up to 20% if you have to.

 

[awg]

Debt collectors keep ringing me about ANOTHER PERSONS debts

As these calls, are diverted to my business mobile, and often hang up, its a real nuisance.

This has been going on since we moved and got a new number.

I have previously advised callers the persons no longer have this phone num.
That didnt work

They wont disclose any detail due to "privacy"

After receiving several calls recently, I got angry and abused them....but that didnt work either

So i decided on a change of tactic...next caller asked me if I was Brianna XXXXXXX...I said "Yes I am and
I want to pay my debts"

Some developments, this is not an uncommon problem apparently

I managed to stop some callers by the impersonation method, and in the process gained much info from their manager.

Unfortunately, my "nemesis" must have been a real fraudster, as others are chasing him apparently.

As changing the phone number is not an option, it seems my best/only method is a "scripted impersonation" routine, as they are dammed uncooperative.

Once I falsely confirm I am said individual, they ask for DOB!

I have a bit of a routine now to deflect them enough that they skip that part and reveal from whom they are calling

Once I have that info, I can commence to deal with this harassment via a defined procedure

the operative expresses outrage that I have committed " a criminal offence" of impersonation

I mock them with the facts that this is only an offence under limited circumstances;

ie (police, doctor, judicial officer) ,fraud for financial benefit, defamation or copyright

(otherwise, if you came up to me on the street, and I said I was Frank Sinatra, that would be a crime)


Is it illegal to swear at people over the phone?...I dont think so? (when it is a debt collector falsely harassing me as previously outlined)...with consideration of what would be offensive to a debt collector, and reasonable defence

The next part of my script goes something like this..."dont tell me what to do, you co%#$*%^ing SOB "

They say "dont swear please"...I respond.."did you not listen to what I just said..dont tell me what to do...you SOB co%^$&^*er "

and so on.... I have found simply alternating those two words has an unsettling affect on almost any individual after a very short time:badsmile:

naturally every second word begins with an F...I explain to them that now that I no longer have to wear a suit and tie, I enjoy expressing myself freely

 

[trainspotter]

Go you good thing !! Another trick is hang up on them and when they phone back scream at them "WHY DID YOU HANG UP ON ME YOU MISERABLE PIECE OF (insert vernacular here)