Credit card with no annual fee

[Fab]

Hi,

I am looking for Credit card with no annual fee to use in my company name. Does that exist anywhere ?

 

[noirua]

Hi,

I am looking for Credit card with no annual fee to use in my company name. Does that exist anywhere ?

The only card I know is - you did say " anywhere " - " Skypoints Business Credit Card with Delta or American Express ", that is free for the first year and provided you then upgrade it will continue free. It is not ideal for those who carry a revolving balance, but does have average credit discounts for Delta flights.

It's probably best not to to have a Business Card on a Free Annual fee basis as other advantages are best looked at. One size doesn't fit all and you need to do plenty of homework.

 

[anon]

Our VISA credit card is free of fees but it came as a part of BOQ's package of shareholder benefits.

anon

 

[chansw]

Hi,

I am looking for Credit card with no annual fee to use in my company name. Does that exist anywhere ?

Virgin Money Credit Card does not have annual fee. Have a look at

http://virginmoney.com.au/credit_card/

 

[maverick11]

my virgin card has no annual fee, and bank west also has a similar mastercard deal. Bank west is actually australias most powerful bank (as they are backed by bank of scotland) bit of trivia for you anyways. For memory, my HSBC and bank of qld visa's have $40-50 fee per annum, and the amex annual fee is waived if you spent more than 9k a year on it which is easy to do with groceries, petrol, etc, plus you get the points - so i try use it most often. Almost all cards have 55 interest free days now too.

Keep in mind lending institutions take 3-5% of your total credit limit against your borrowing capacity

 

[Ol School Skata]

Fab,

Try this site to look at a number of Credit Card providers

www.infochoice.com.au

I use this all the time to compare a few products

OSS

 

[swingstar]

You can also compare credit cards at Yahoo.

 

[Fab]

Thanks for all your feedback.
chansw I actually looked at Virgin card but to my knowledge they only allowed non company to have an account.
Do you know anyone who has a virgin credit card for a company account ?

 

[hissho]

how about Wizard credit card?

not sure if it can be under your company's name though...

cheers
hissho

 

[rub92me]

Depends whether you are you planning to revolve the outstanding credit. If so, you're better off to focus on a low APR rather than a fee free deal.