Normal
Open banking equals complete access to all banking and financial data via an API, like a credit report on super steroids, thus individuals will be able to be risk assessed in far greater detailleading to some low risk individuals getting lower cost and greater access to debt, so i imagine Afterpay etc would/could introduce a tiered system, gold, silver bronze etc based on risk.
Open banking equals complete access to all banking and financial data via an API, like a credit report on super steroids, thus individuals will be able to be risk assessed in far greater detail
leading to some low risk individuals getting lower cost and greater access to debt, so i imagine Afterpay etc would/could introduce a tiered system, gold, silver bronze etc based on risk.
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