What bank are you with? Why?

[youngone]

Just curious what bank are you with? if so, why?

DO you have more then one bank?

 

[jimmyizgod]

Just curious what bank are you with? if so, why?

DO you have more then one bank?

im with st george as my primary bank (for me the most important thing is minimal account fees and an "emergency" credit card with no annual fees as i do pretty much all my banking online)

then i also have a bankwest account for cmcmarkets, and a comsec account.

 

[Bill M]

I have several bank accounts but my main one is NAB. No fees for everyday banking and no annual credit card fee as I am a shareholder. The ones I will never deal with are the ones that charge fees for everyday use.

 

[tothemax6]

My money is all over the place. Probably have about 8 different accounts, some associated with brokers of course.

 

[pixel]

Just curious what bank are you with? if so, why?

DO you have more then one bank?

Day-to-Day it's ANZ, for no other reason than we've opened an account with them before we emigrated; a bank manager at Deutsche gave us the address, and it was all done by mail. If only banking were as easy and straight-forward as 30-odd years ago

We did change account types a few times since; never paid any charges except for cheque books. ANZ Visa gets paid after the free period by Direct Debit - no hassle either.

For "serious" money - as in savings accounts, term deposits etc. - we do "shop around" for the best deal available at the time. Been doing business with Macquarie, Westpac, CBA, NAB, BOQ, possibly some others I've forgotten. Currently running one TD with ANZ, who offered long-standing customers of theirs an extra sweetener none of the others would match.

Broker Accounts are currently linked to Macquarie CMAs that pay RBA cash rates calculated daily.

 

[Julia]

For me ditto what Pixel has said except I've been with ANZ all my life in NZ and here.
Great service from the local branch. Never had a single complaint. No fees.
Invested funds, however, go wherever the best rate is.

 

[So_Cynical]

• St George - everyday account, its free and easy..been with them for about 2 years.
• Rabo - Online high interest account, all my divis go in here until needed..joined about 2 years ago.
• Comsec - Use both the high interest and cash settlement account..been with them about 3 years.

Happy enough with the above arrangement.

 

[jbocker]

Term Deposits with BOQ, 2 with Bankwest (no much longer about to go elsewhere with renewal). I chase the rates at renewal time.
I use this as a guide, but would be interested in anything else that is better.

http://www.canstar.com.au/interest-rate-comparison/compare-10k-term-deposit-rates.html

Day to Day - ANZ. Because it is right next door, and the tellers treat me well, always friendly, polite and smiles (an 'interest rate' that I value when dealing with day to day banking).

 

[burglar]

NAB 4 decades

They said yes when other lenders said no

 

[GumbyLearner]

Just curious what bank are you with? if so, why?

DO you have more then one bank?

I'm with nunya youngone.

Who are you with?:iamwithst

 

[youngone]

I'm with nunya youngone.

Who are you with?:iamwithst

Nunja?

I only have Comsec account. Trying to get a general consensus from the board for another account. I have been told HSBC is quite good in dealing with international exchange.

 

[ENP]

ASB Bank
Rabodirect

These are both NZ banks. ASB because I work for them. Rabodirect because their savings account and term deposit rates are consistently higher, plus it keeps the money out of reach so it makes it harder to dip into it.

No fees are a must these days (online accounts, etc)

 

[lianeisme]

I'm, with CBA love the dividend and Suncorp because I think they are going to get a very strong market share regarding insurance. I belive they are both cheap

 

[Julia]

I'm, with CBA love the dividend and Suncorp because I think they are going to get a very strong market share regarding insurance. I belive they are both cheap

?????

 

[investorpaul]

I bank with the following:

Commonwealth: Have multiple accounts mainly due to my "dollarmite" account I got when I was in primary school. I do like their products and service.

Bankwest: Wifey made us get a new joint account when we got married so we can take advantage of their higher interest rates.

ANZ: Business accounts because they were the cheapest. I dont like their service overall though

ING Direct: An old savings account that I dont use anymore but have not bothered closing it.

 

[burglar]

NAB 4 decades

They said yes when other lenders said no

I'm still with NAB (it lays dormant).
Recently opened a cheque account with CPS Credit Union
for my everyday banking and for cheques (of course).

I found that cheques are antiquated in that they go by snail mail.
(and some companies return them the same way)!

My latest foray is internet banking.

 

[Tightwad]

I think that should read which bank... and yes im with CBA

have had deposits with bankwest.. and use ubank/NAB

 

[trillionaire#1]

Ive had an account with : cps credit union for about 20+years
commsec just a few years.

 

[tech/a]

CBA
They chased our business.
Offer too good to refuse.

Would never use NAB
In the Late 80s when I was
Losing my shirt NAB made sure I did.
Was paying 18% interest and then a
Further 6 % penalty interest. That
Really helped me get out of the sheet.

Other accounts with Bank SA which is
ST George here.

My main criteria is easy of doing business with.
Overdraft and business lease loans all pre approved.
Own personal business banker who I have a direct
Business number and a mobile. Your bank
Has to be your financial partner and CBA are certainly
That with no fuss.
Mind you I think the quality of a bank becomes clear
In the hard times not the good times. When financial
Partner can turn to financial hit man.

 

[luap77]

CBA. The only bank that chased my business and answered all my questions. Also had bad experiences with NAB, and ANZ staff I have interacted with have been more sales than service.