GG are you wondering what to do when you've had a successful bank job? I know it's just material for a book right
The trick of course is getting it out of the bank account and into a) goods or b) cash. Whatever you decide to do, needs to be done quickly before the bank find their mistake, so your plan to get the money out would need to occur before the bank batch or clearing house run picks up the large volume of your transactions. Figure 24 hours tops.
Your first action would be to visit several different branches of the bank and request bank cheques payable to the bearer in lot's less than $25K. You could get away with some reasonable sized withdrawals in that way. Ideally Bonny would visit one set of branches whilst Clyde visits another set of branches. You'd give this until midday on the first day and then you would start using your card to withdraw money from your account.
You'd need to withdraw funds in less than 10,000 dollar lots, and also make the size of your withdrawals non consistent, eg 8250 then 9020 then 7640 and so on.
You should withdraw these funds from ATM's that do not belong to the bank, and then visit the branches of other banks and convert the bank cheques to cash. (If you have someone you can trust implicitly they can of course convert these bank cheques into cash for you) - remember to give them a nice cut.
You'd also want to start accumulating goods that can be easily converted into funds at a later date, before 4 pm on the first day (the time of the bank batch run) you should still be able to do this without getting caught, so purchase lots of gold and jewelry items, things that can be easily carried and hidden, remember to spread your purchases out. Bonny can do this whilst Clyde makes the most important purchase of all.
At 2.30 Clyde should wander down to the marina and find an ocean going vessel. Money is no option here and there will be something for sale - This being your only sizable purchase and before the bank batch run, you can ring up your branch and ask them to do an RTGS (real time transfer of funds) for the boat, meaning that you can have the money transferred in less than two hours. - That's your last contact directly with the bank.
Your new boat gives you several advantages....
1) It has a storage hold, any large quanities of cash/gold/ etc can be easily stored.
2) Your new home and getaway vehicle is mobile, so you are hard to find (once you've disguised the vessel and can even go into International waters where certain pesky things like extradition treaties do not apply).
3) There are several small island countries with lax banking regulations.
Load the vessel up with food and you are gone by 10 pm that night with a nice headstart and on your way to Figi or Jamaica.
Once you've converted your 10 mil NZ into $691,859,811 Jamaican dollars, you can then more easily launder the currency each time you visit an island nation. Of course you would have to assume that after a while Interpol would have the note numbers on your original New Zealand Dollars and be tracking you, so ideally you'd want to arrive in the morning, have breakfast, convert $100k or so at several banks, purchase more jewelry and visit the casino and leave on the afternoon tide.
Do this for a month, and find a nice isolated corner of the world where you can fake your death and burn your boat to the waterline and convert a piece of jewelry for the local currency whenevr you run out of money.
Hows that Garpal?
Cheers
Sir O