Actually I would not mind if zero points could give some ease on whatever payments, be it license, rego or whatever.QUOTE]
In NSW drivers without points in the last three years get reduced Third Party insurance. The insurance companies often don't offer it. You have to ask for it. By delaying "bookwork" the three years is stretched out to three years and six months. You also can get a discount on your comprehensive insurance with a clean licence but you have to ask for it.