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Looking for advice on getting advice


I agree with you Bushman. However, I think during the 5 year boom the understanding of risk was forgotten.

The FP industry will change, but I don't think fees will be performance based. This causes too many income problems and boutqiue FPers just won't survive.

My view is that consolidation will occur where the big guys (banks, fund managers etc) will have an even larger market share of the industry. Industry super funds are starting to do this now. Commissions will reduce because they use their own products and won't charge a commission.
 

Looking at a chart of the S&P500 from the 1974 bear mkt bottom to about 1983 small cap stocks seem to outperform ( good comparison to now ? )

:Exhibit 1
Relative Performance of Small Stocks vs. S&P 500
( it is not in a form I can post )


DYOR

The current times have all reinforced the old wisdoms

1)
That the secret to money is having some....

2)
That may people do not understand this....


no advice here

But some small companies can move ahead and adapt

while large companies must restructure
restructure and restructure

tugboats can turn faster than Titanics
etc
motorway
 
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