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Thanks Pixel. It seems some of these rates may just be "honeymoon" rates for a few months or so. My ANZ business manger offered me 3.6% variable on a Negotiated Account (which happens to be a SMSF a/c) - an increase from 3.45%. This will drop as soon as the RB drops rates.

He also offered to change our Online Saver a/c (which is not a Super a/c) into a separate Negotiator a/c at the same rate.

I suggested I put the money into ANZ bank shares and (I had to smile) he suggested the market may be too hazardous.

There's no point in shooting the messenger but I don't think it is too much to ask of the banks to let clients know when rates go down.....

[QUOTE="Muschu, post: 787493, member: 14487"] Thanks Pixel. It seems some of these rates may just be "honeymoon" rates for a few months or so. My ANZ business manger offered me 3.6% variable on a Negotiated Account (which happens to be a SMSF a/c) - an increase from 3.45%. This will drop as soon as the RB drops rates. He also offered to change our Online Saver a/c (which is not a Super a/c) into a separate Negotiator a/c at the same rate. I suggested I put the money into ANZ bank shares and (I had to smile) he suggested the market may be too hazardous. There's no point in shooting the messenger but I don't think it is too much to ask of the banks to let clients know when rates go down..... [/QUOTE]

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