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I wasn't infering that welfare bludging is rife, I was pointing out that those who work and not only pay their own way, but also pay for all the other services that the Govt provides, shouldn't be made to feel guilty for enjoying some benefits when they retire and start living on the money they have set aside for themselves.

That is why death duties are active in most western countries, so those that have worked to support the system can enjoy the spoils of their toil and when they die a percentage is removed to help offset any benefits given to them in rerirement.

We seem to be going through a phase where endeavour, effort and reward is scorned. It seems to be eminating from the very rich in society, but I don't see them offering up their mansions as refuges for those that they are championing.

I wouldn't say that a middle class self funded retiree, living a fairly modest life in a modest suburb, is any less deserving of assistance to keep them off the pension, than someone who has saved less is deserving of the pension.

Appologies for the spelling etc I'm on the phone.