I am just wondering if any of you guys would know an aussie home loan forum. I am currently with CBA on a fully variable loan @ 7.37% which is not bad but One direct for example only charges 7.21% and I believe there are cheaper rate out there I would be interest to discuss the best option on a forum if there is one
I am just wondering if any of you guys would know an aussie home loan forum. I am currently with CBA on a fully variable loan @ 7.37% which is not bad but One direct for example only charges 7.21% and I believe there are cheaper rate out there I would be interest to discuss the best option on a forum if there is one
Just be careful that there aren't fees and charges wiping out most or all of the saving.
Another strategy is to find a cheaper rate and then approach your existing lender saying that you're thinking of switching. There's a chance they'll do a deal and match the cheaper rate and you'll save costs and hassle of refinancing. No guarantees but I've heard of people doing this with some success.