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I've been in this awkward " advisory " situation myself   and found it best to keep my big mouth shut .

You have to sympathise with people who have missed out on a continuous sharemarket exposure  throughout their adult lives . The uncertainty and volatility of shares must seem so frightening and worrisome for someone handling a substantial amount of money for the first time .

All of us on this forum have probably by now , overcome all of our initial fears and uncertainties . Experience can be a brutal teacher but ...jeez , it's probably the only way to really learn . Risk taking does not inevitably lead to failure . Gradually and persistently , learning as you go ,  after years of effort , the rewards will come .

 This has been my own experience but how do I demonstrate that financial success to someone else ?

( It would take as long as this wonderful thread , Mr. Skate ! )