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willy1111, let me unpack your question, giving you an idea of the expectation placed on our shoulders. As a communal animal I’ve fallen for the human trait of conformity, being an imitator of others.


From birth we are conditioned to learn, work hard, raise a family & be financially self-sufficient. Nobody is going to give you the money you need to support yourself let alone raise a family, buy a house etc, that's the very reason we seek employment. The only person who can make sure you’re able to do it on your terms is you.


Your quality of life depends on you & you alone, we all think we are special but in reality our live are a result of a long series of random events. I'm different to most you would meet, I see the world through my eyes & not how the world really is. I think differently to most, mainly on a deeper level, a trait I thought we all possessed. (not so) 


Happiness is really about is creating a quality life of financial independence that will affect everything you do or plan to do.


Question 1

"Having designed and now trading a system expected to return 20% plus per year on average with less than half an hr input per week what are your thoughts on simplifying your investments further by selling off real estate investments, LICs?"


1. Simplify my investments further, why what the point, my investments are simple (well to me they are)

2. Sell off my real estate investments, investments (assets) that produces an income, assets that increases in value over time. Nope, never thought about it & its not even on the radar.

3. LIC's are our long term investment strategy geared to look after us in our later years of retirement, also it's difficult to trade a large pool of funds in the Australian markets (at worst our LIC's will be used for estate planing)


Lots of free time

I've given away most of our wealth (the secret to living is giving) I still have business interests. Having a lot of free time, I though trading would be fun, a hobby now a passion. I'm currently bored with trading, its proven to be less than exciting, 30 minutes a week is really closer to 15/20 minutes.


Question 2

"If you were able to rewind the clock 25 years, would you diversify as much as you have or concentrate more strongly on a trading strategy like you have developed?"


Wind the clock back 25 years, never really through about it. I retired at 46 (meaning I was a free agent, others were doing the work for me) it didn't take me long to realise that working took up a lot of my spare time. Freeing up time is not what it's cracked up to be.


Would I do things differently, most likely not, I've added in a small way to society, I've donated to charities, I've employed people, I've conformed to the norm whereas trading add no value in these aspects. What I've achieved being a member of a community has been rewarding, whereas trading only adds value to my wealth. 


Skate.


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