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But the question can also be asked - will you be losing money by holding your assets in the form of cash? Given the rate of inflation floating between 2 and 3%, savings rates just about 5%, you'd barely break even after tax.


Hypothetically, what if savings rates went below the rate of inflation, where you do lose money in real terms - would you consider this a loss...? (especially when many companies are paying 4-5% fully franked dividends with a great chance of growth)


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