Looking at alternatives to esuperfund and so interested if anyone can share which banks they use for savings and transaction accounts or which banks offer a suit of products for SMSF with linked brokers, term deposits, online savings account etc.
Currently with esuperfund it’s a compulsory ANZ V2 account which to be fair is pretty competitive, 2.5% interest rate and no fees, but no cheque book access either, not that’s an issue these days.
Westpac seem to offer the best product of the big banks with there DIY super solutions Product, you get 2 linked accounts and most all transactions unless assisted in branch or phone are free, a working account which pay 2.5% but only over $10K and a working saver that pays 2.7% and transfers between the accounts are free, its linked with Westpac broking with minimum commission of $19-95 or 0.11%, which is a little better than esuperfunds linked ebroking were its $19-95 for trades up to $10K, $29-95 up to $30K then 0.12%.
What else is out there?
Currently with esuperfund it’s a compulsory ANZ V2 account which to be fair is pretty competitive, 2.5% interest rate and no fees, but no cheque book access either, not that’s an issue these days.
Westpac seem to offer the best product of the big banks with there DIY super solutions Product, you get 2 linked accounts and most all transactions unless assisted in branch or phone are free, a working account which pay 2.5% but only over $10K and a working saver that pays 2.7% and transfers between the accounts are free, its linked with Westpac broking with minimum commission of $19-95 or 0.11%, which is a little better than esuperfunds linked ebroking were its $19-95 for trades up to $10K, $29-95 up to $30K then 0.12%.
What else is out there?
